TERMS & CONDITIONS

Last Updated: January 30, 2026

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the AffX website and services (the "Service") operated by AffX ("us", "we", or "our").

1. AGREEMENT TO TERMS

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. MEMBERSHIP AND ACCESS

2.1 Registration: To access certain features of our Service, you may be required to register for an account through our third-party platform provider. You agree to provide accurate, current, and complete information during the registration process.

2.2 Account Security: You are responsible for safeguarding the password and any activities or actions under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

2.3 Eligibility: You must be at least 18 years of age to use our Service. By using the Service, you represent and warrant that you are of legal age to form a binding contract.

3. PAYMENT AND BILLING

3.1 Fees: Certain aspects of the Service may be provided for a fee. You agree to pay all fees or charges to your account based on the fees, charges, and billing terms in effect at the time a fee or charge is due and payable.

3.2 Payment Processing: All payments are processed through our third-party payment processor. By providing payment information, you authorize us and our payment processor to charge the applicable fees to your payment method.

3.3 Refund Policy: All sales are final unless otherwise stated in our refund policy. Refund requests must be submitted in accordance with the terms provided at the time of purchase.

3.4 Price Changes: We reserve the right to modify our pricing at any time. Any price changes will be communicated to existing members with reasonable notice.

4. INTELLECTUAL PROPERTY

4.1 Ownership: The Service and its original content, features, and functionality are and will remain the exclusive property of AffX and its licensors. The Service is protected by copyright, trademark, and other laws.

4.2 Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Service for your personal, non-commercial use, subject to these Terms.

4.3 Restrictions: You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service, except as permitted by these Terms or with our prior written consent.

5. USER CONDUCT

You agree not to use the Service to:

  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit any harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable material
  • Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
  • Interfere with or disrupt the Service or servers or networks connected to the Service
  • Attempt to gain unauthorized access to any portion of the Service
  • Share your account credentials with others or allow others to access your account

6. CONTENT AND MATERIALS

6.1 Educational Purpose: All content provided through the Service is for educational and informational purposes only. We do not guarantee any specific results from using our materials.

6.2 No Professional Advice: The content is not intended to be a substitute for professional financial, legal, or business advice. Always seek the advice of qualified professionals with any questions you may have.

6.3 Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the content.

7. TERMINATION

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Service will immediately cease.

8. DISCLAIMER OF WARRANTIES

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.

9. LIMITATION OF LIABILITY

IN NO EVENT SHALL AFFX, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICE.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless AffX and its licensors and licensees, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising from your use of the Service or violation of these Terms.

11. GOVERNING LAW

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. CHANGES TO TERMS

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

13. CONTACT US

If you have any questions about these Terms, please contact us through our community platform.